Purify your wealth
Zakat Calculator
Estimate your Zakat obligation based on your cash, gold, investments and debts.
Your assets
Deductions
Nisab is the minimum wealth threshold (traditionally the value of 612.36g silver or 87.48g gold) below which Zakat is not due. This figure changes with market prices — please check today’s gold/silver rate and update it here before relying on the result.
This calculator is a general guide, not religious advice. Zakat rules can vary by asset type and school of thought — please consult a qualified scholar for your specific situation.
What Zakat is, in brief
Zakat is one of the five pillars of Islam: a fixed, obligatory share of a Muslim’s qualifying wealth, given to those entitled to receive it once that wealth has been held for a full lunar year (a Hawl) and stays at or above the Nisab threshold throughout. It is distinct from Sadaqah, voluntary charity given at any time in any amount — for anyone who meets the conditions, Zakat is a religious obligation, calculated at a fixed rate rather than left to personal discretion.
Who Zakat is obligatory for
Zakat becomes due on an adult Muslim of sound mind whose net qualifying wealth — cash, gold and silver, business stock, investments, and similar assets, minus what they owe — stays at or above the Nisab value for a continuous lunar year. It isn’t based on income the way tax is: someone with a modest salary but sizeable savings can owe Zakat, while someone with a high income but few net assets after debts may not owe anything this year. Zakat is not obligatory on wealth that never reaches Nisab, or on someone whose short-term debts and essential expenses bring their net wealth back below it.
How this calculator works
Enter your cash and bank balances, the current value of any gold and silver you own, investments, shares and savings, and — if relevant — business inventory and receivables plus any other zakatable assets. Then enter what should be deducted: short-term debts you owe and any immediate essential expenses. The calculator totals your assets, subtracts those deductions to arrive at your net zakatable wealth, and compares that figure against the Nisab threshold field, which is pre-filled with an editable estimate based on the value of 612.36g of silver — check today’s gold/silver rate and update it before relying on the result. If your net wealth meets or exceeds Nisab, the calculator applies the standard 2.5% rate to give you an estimated Zakat amount.
Frequently asked questions
How is Zakat calculated?
Zakat is generally 2.5% of your net zakatable wealth — cash, gold, silver, and eligible investments, minus short-term debts — provided the total is at or above the Nisab threshold and has been held for one lunar year.
What is Nisab?
Nisab is the minimum threshold of wealth a Muslim must have before Zakat becomes obligatory, traditionally based on the value of a set weight of gold or silver. This calculator uses standard reference values — for a precise, up-to-date Nisab figure, check with a local scholar or Islamic finance authority.
Is this calculator a religious ruling (fatwa)?
No — this is a general calculation tool to help you estimate your Zakat, not a religious ruling. For your specific financial situation, especially anything unusual (business assets, mixed investments, debts), it's best to confirm with a knowledgeable scholar.
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This tool and its guidance are presented in general terms and are not affiliated with, or speaking on behalf of, any particular school of thought, sect, or organization. For a ruling specific to your own situation, please consult your Maulavi or a qualified religious scholar you trust.